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Tag Archives: Student Loans

Death and Debt

11 Saturday Jul 2020

Posted by decollins1969 in 1, Boy @ The Window, culture, Eclectic, Mount Vernon New York, New York City, race, Youth

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Death, Debt, Life, Life Decisions, Sarai, Sarai Washington, Student Loans


Sarai & Noah, November 2003. (Donald Earl Collins).

My post today will be short. Today marks a full decade since the Sunday morning my youngest brother Eri called me, waking me up with the news that my only sister Sarai had died overnight at Mount Vernon Hospital. It was due to complications from sickle cell anemia, the disease that denies the body sufficient oxygen for carrying out it functions, ever debilitating and ever more painful as one grows older with it, as anyone with the disease can attest. Too many blood transfusions, too many invasive procedures, not enough healing. Sarai Adar Washington, who did live, and did try her damnedest to live her life her way, died at 27 years young.

Yes, I love her, and miss her still. There isn’t a week that goes by where I don’t think about her and the life that she didn’t get to have, the life that she did live, and how my life was affected by her existing. It causes me, Sarai’s older brother — one 13-plus-years older than her when my mother gave birth to her, one at one point argued for abortion to save us and her the anguish of the disease — to let out the occasional tear or feel a sense of loss. I can only imagine how much deeper the loss is for my mom, of course, and for my three younger brothers, who truly grew up with her. My only solace today is that Sarai isn’t here to try to survive the pandemic, because she most surely would not have made it if she had contracted COVID-19.

On the other end is the week that reminds me of one of the worst best decisions I have ever made. To take out the first $2,625 of what would be over $41,000 in loans between July 1987 and October 1996. I paid out the principal of my loans at least three years ago. But Sallie Mae (and PHEAA and Marine Midland Bank before that) set the interest rates back when those rates were much higher. Eight percent on a series of loans taken out between 24 and 33 years ago would be incalculable to a 17-year-old in July 1987. But as a 50-year-old, it translates to debt peonage, more than double the actual loans themselves. Except that I know that one way or another, this debt will go away, if only because I will stop living this life, eventually.

The proverbial “they” say the only two constants in life are death and taxes. No, there are at least three constants — death, debt, and taxes. Maybe in my death I can finally see my sister again, and see my debt and taxes burn in the fiery pit in the event horizon of a black hole.

The Yoke of Student Loans

18 Tuesday Jul 2017

Posted by decollins1969 in 1, Academia, Boy @ The Window, Carnegie Mellon University, culture, Eclectic, Mount Vernon High School, Mount Vernon New York, Movies, Pittsburgh, Politics, Pop Culture, race, University of Pittsburgh, Work, Youth

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Adult Learners, American Individualism, CMU, Debt Peonage, Financial Aid, Financial Literacy, First-Generation Students, HSBC, In Time (2011), Interest Rates, Loan Payments, Marine Midland Bank, Navient, Nontraditional Students, Perkins Loans, Pitt, Poverty, Sallie Mae, Self-Reflection, Stafford Loans, Student Loans


Time, money, debt, yoke = same difference, from screen short from movie In Time (2011), October 27, 2011. (http://collider.com/in-time-review/).

This week in July thirty years ago, I took out the first of what would be a series of student loans. Loans that would help cover eight of my ten years of undergraduate and graduate studies at the University of Pittsburgh and Carnegie Mellon University. In three-and-a-half-months, I will be ending my twentieth year paying off those loans. If I had to do it all over again, I may have stayed in New York State to take advantage of the TAP award (need-based financial aid). That way, I wouldn’t have needed to borrow for my undergrad. But given my near desperation for wanting to escape grinding poverty, 616 and my family, Mount Vernon, New York, and the stigma that was my life living there among hostile and indifferent classmates, teachers, and neighbors, borrowing $2,625 on July 16 of ’87 didn’t seem so bad.

Yep, my first subsidized/unsubsidized Stafford student loan was a modest one. It was a set maximum based on the old laws limiting student borrowing (especially for college freshmen) three decades ago. I remember thinking to myself, “How the heck am I gonna pay this back?,” as I went through an hour of phone calls between Pitt’s financial aid office and Marine Midland Bank (now part of HSBC). The latter was where I had my first bank account, where I had deposited $500 of scholarship money from Mount Vernon’s Afro-Caribbean Club. That’s how little I knew about the process – I went with a bank that didn’t exist outside of New York State to work with a school in Western Pennsylvania!

Pact with the Devil, July 18, 2017. (http://evil.wikia.com/wiki/Pact_with_the_Devil)

Because I wasn’t yet eighteen, I needed my Mom to co-sign my loan. Because my Mom didn’t have collateral, she needed to add two relatives who did have assets to my first loan. In the end, Mom chose my maternal grandmother Beulah and my great-great-aunt in Seattle Inez (who just happened to be Johnny Gill’s great or great-great grandmother — didn’t know it at the time) as relatives with collateral who could be on the hook if I or she ever defaulted on our future payments. Of course, Mom didn’t actually seek permission from my then sixty-year-old grandma in rural Arkansas or my better-off, octogenarian, great-great aunt for this sign-off. Apparently, Marine Midland didn’t care, either. And that’s how it was for the next four years, having relatives whom I had never met (and in the case of great-great aunt Inez, who died at 101 years old in the early ’00s, would never meet) as collateral for my loans.

I’d also take out the smaller Perkins Loan for my undergraduate time at Pitt, an additional $2,000 per year, for three of my four years there. In all, I’d borrow more than $16,000 in four years, with a high of $4,000 in Stafford Loans in my junior year, 1989-90.

It bothered me every time I had to re-up for student loans. Not just because of the false notion of American individualism, the idea that I shouldn’t need anyone’s help to go earn a degree. It bothered me because I feared, sometimes to the point of nightmares, that I’d never be able to pay this money back.

Graduate school at Carnegie Mellon and the loosening of the student loan rules and amounts under President Clinton in 1994 made things better and worse. I barely borrowed my first two and a half years of grad school at both Pitt and CMU, to the tune of $1,800 in all. CMU paid me so little as a grad student that I had little choice if I ever planned on eating more than one meal a day but to borrow. And that’s how most of my borrowing occurred between January 1994 and January 1997, to either have to supplement my meager stipend (before the year of my Spencer Dissertation fellowship). Or, to use the funds to help support my dissertation research, the travel to/from and living arrangements while in DC in 1994 and 1995. Unlike many of my graduate school colleagues (especially the ones working on professional master’s degrees or a law degree), I didn’t use my loans to go on extended weekends to Bermuda or to take summer vacations in the Grand Caymans.

Of course, I graduated in May ’97, and lo and behold, I couldn’t find full-time work. And with the exception of the months of July, August, and September 1998, I wouldn’t have full-time or full-time equivalent work until I left Pittsburgh for work in the DC area in the summer of 1999. But, my consolidated student loans through the dispensations of Sallie Mae never took that into account when my first payment became due Thanksgiving Week 1997. I was able to get a reduced payment of $20 per month for the first two years. I didn’t default, but it made paying off my student loans that much harder. It didn’t help that Sallie Mae had locked in my interest rate at eight percent, retroactive to July 1987, and unchangeable under any circumstances. Even with consumer interest rates the way they have been for the past decade.

Relationship between lenders and payees, July 27, 2015. (http://forbes.com).

Flush or not, full-time or underemployed or somewhere in between, the student loan payments, deferments, and forebearances have been non-stop for two decades. Even credit card companies will leave folks alone if they make regular minimum payments. Not so with student loans or with Sallie Mae (now Navient, which must mean assholes in financial aid-speak). Despite everything I’ve been through financially over the years, I finally paid off the original principal of my consolidated student loans about two years ago. Great. It still means that I have left another decade of payments on accumulated interest before I can be forever free of this nearly endless cycle.

Here’s the real thing that I think I’d do over again, that should be done about this corrupt and serfdom-like process. Sixteen, seventeen, or eighteen years old is way too young to be making financial decisions that I or anyone else will have to live with for four decades or more. Even deciding to serve in the military isn’t a decades’ long commitment (unless one chooses to re-up or goes to officer’s school). At the very least, no one under twenty-one should have to commit themselves to debt peonage, including student loans. As for me, working thirty hours a week on or off campus between 1987 and 1997 to cover costs and necessities would’ve been preferable to this iron collar.

The real problem, of course, is that adult learners are taking out many of these loans these days. Even though they may be old enough to know better, they aren’t experienced enough. Lumina Foundation and other organizations have concentrated on “financial literacy” as the way out. This is wrong-headed, as it does nothing to change this financially enslaving system. Really, it would take free and significantly-reduced undergraduate tuition to do the trick. But where’s the fun, profit, and human misery in that?

My Washington Mission

06 Friday Feb 2015

Posted by decollins1969 in 1, Academia, Boy @ The Window, Carnegie Mellon University, culture, Eclectic, High Rise Buildings, Mount Vernon High School, Mount Vernon New York, Movies, New York City, Pittsburgh, Politics, Pop Culture, race, Work, Youth

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"A Substance of Things Hoped For", Archives, CMU, Columbia Historical Society, Columbiana Division, DC Public Schools, DCPL, DCPS, Dissertation Research, Esme Bhan, Howard University, Joe Trotter, Laurell, Library of Congress, Living Arrangements, Marya McQuirter, Mission Driven, Moorland-Spingarn, Roxanna Dean, Shepherd Park, Single-Minded, Spencer Crew, Student Loans, Valedictorian


Martin L

Martin Luther King, Jr. Memorial Library, DC Public Library’s main branch, Washington, DC, November 2013 (never looked this nice in 1995). (http://popville.com).

Twenty years ago this week I began the official phase of my doctoral thesis research. But it was much more than reading monographs and finding old papers at the Library of Congress and the Moorland-Spingarn Research Center at Howard University. It was also a long trip, where I would spend the next two months living in Washington, DC, to do my research on multiculturalism and multicultural education, and to find evidence of both in Black Washington, DC and in the segregated DC Public Schools. It was also the first time I’d lived away from Pittsburgh or the New York City area, meaning that I had a new city to get to know.

The trip truly involved my past, present and future, all at once. I spent my first five days visiting with my friend Laurell and her family in Arlington while looking for some temporary housing of my own. I’d eventually run into two Pitt friends and two Carnegie Mellon friends while in DC, and develop at least one new friendship between February 2 and March 24. I talked with my favorite teach in Harold Meltzer during that trip, learning more than I ever wanted to know about some of my classmates and Mount Vernon High School in the process.

7800 block of 12th Street, NW, Washington, DC, July 2014. (http://maps.google.com).

7800 block of 12th Street, NW, Washington, DC, July 2014. (http://maps.google.com).

Mostly though, I split my Washington mission into three phases. Phase one was to find a cheap place to stay. After a day of dealing with Howard University professors-turned-slum-lords in LeDroit Park, I went through the Washington Post to find a series of rented rooms with shared bathrooms and kitchens. Finally, I found a place in Shepherd Park, two blocks south of the DC-Silver Spring, Maryland border. It was a three-story house in a decent neighborhood on 12th Street, NW, with Blair Park, the Silver Spring Metro, and a corner KFC within walking distance. The landlord seemed decent enough, and my basement room came to $95/week with a $100 deposit. Those were the days, before gentrification and the housing boom sent the cost of shelter through the roof!

Phase two of my trip began Wednesday, February 8. I organized my schedule based on going to a number of archives and collecting materials first. I started with the Moorland-Spingarn Collection, which had been picked pretty clean by Henry Louis Gates (via buying collections) and by other, less reputable researchers (many who stole materials). I got to meet and talk with the archivist Esme Bhan about my research, which was wonderful. Still, I wondered how much longer Moorland-Spingarn could stay a reputable venue for scholarly research, with its lack of funding and lack of security from vultures emptying records.

The following week I split between the Columbiana Division at DC Public Library’s main branch, Martin Luther King, Jr. Library between Chinatown and downtown, and the DC Public School Archives on 17th and M. The DCPL portion of my work was an experiment in filtering out the smells and the sights of the homeless and mentally disabled. Not to mention the ability to not use the bathrooms in the building for eight hours at a time. The men’s stalls didn’t have doors, by the way. I spent only three days there, and rushed through gathering background on interviews of Black Washingtonians that the library had conducted back in the early 1980s. It didn’t help I had to deal with a peeping Tom at the old Hecht’s department store, where the bathrooms were much nicer.

Charles Sumner School Museum and Archives, Washington, DC, February 6, 2015. (http://dc.about.com).

Charles Sumner School Museum and Archives, Washington, DC, February 6, 2015. (http://dc.about.com).

I found a gold mine of materials on formal and unofficial education policies regarding DC Public Schools during the Jim Crow period — especially between 1920 and 1950 — at the DCPS archives. But because they didn’t have a working copier, the archivist there allowed me to take original records going back seven decades to the Sir Speedy on M Street to make my own copies. This was in contrast to my three days Presidents’ Day week at the Madison Building of the Library of Congress, where security was tighter in ’95 than at most airports in 2015.

The Library of Congress part of my data gathering was intriguing. If only because their rubber chicken lunches were expensive ($7), and because I found more material on W.E.B. Du Bois, Carter G. Woodson, Kelly Miller, Alain Locke, Anna J. Cooper and Mary Church Terrell there than I did at Moorland-Spingarn. Finally, I ended phase two with the Columbia Historical Society in Dupont Circle and a two-day expedition of finding nothing at the National Archives in DC and in Greenbelt, Maryland.

I spent most of March figuring out what to do with two big boxes’ worth of new materials and writing what would be parts of Chapter 2 and Chapter 3 of my dissertation. In between, I did find time to hang out. With my new friend Marya, who was from DC, but was working on her history doctorate from the University of Michigan. In addition to being plied with vegan options for my delicate gastrointestinal tract and talking about our research, we did joke a bit about the idea of my Joe Trotter and her Earl Lewis actually being friends in any real sense of the word. There was also time to go out to dinner with Laurell, take in a couple of bad movies with my Carnegie Mellon friend Tracie (like Losing Isaiah), and even have a quick lunch with Trotter during his own quick visit to DC.

Terrell Owens hauls in 'The Catch II' from 49ers QB Steve Young, Candlestick Park, San Francisco, CA, January 3, 1999. (Getty files via Toronto Sun, January 10, 2013).

Terrell Owens hauls in ‘The Catch II’ from 49ers QB Steve Young, Candlestick Park, San Francisco, CA, January 3, 1999. (Getty files via Toronto Sun, January 10, 2013).

After seven weeks of living in DC, I took the train up to New York to go visit my family in Mount Vernon for a few days. What was great about those two months was how peaceful everything was. I was three weeks away from becoming a Spencer Fellow and somehow earning the ire of my doctoral advisor. My family was a month away from becoming homeless for the next two and a half years. My borrowing to cover the costs of this first major research trip, I’m probably still paying interest on today. But without this trip, I wouldn’t have begun the process of questioning the direction of my career and life, and I wouldn’t have had the opportunity to finish my doctorate. Being single-minded about a mission isn’t bad or good. It just means ignoring small stuff, some of which can occasionally turn into a festering cesspool.

K-16 Education Reform and the Unlevel Playing Field

23 Friday Aug 2013

Posted by decollins1969 in 1, Academia, culture, Eclectic, Politics, Pop Culture, race

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Adult Learners, College Affordability, College Success, Degree Attainment, Dr. Steve Perry, Economic Inequality, Education Inequality, Employability, First-Generation Students, High-Stakes Testing, Higher Education, K-16 Education Reform, Michelle Rhee, Poor Students, Private Foundations, Student Loans, Students of Color, Teacher Accountability, Two-Tiered System, US Department of Education, Wendy Kopp


President Barack Obama speaking college affordability and a rating system, University of Buffalo (NY), August 22, 2013. (http://sfgate.com).

President Barack Obama speaking college affordability and a rating system, University of Buffalo (NY), August 22, 2013. (http://sfgate.com).

The shape and direction of education reform in America’s public schools and in US higher education is such that one can only conclude that this is the century in which social mobility will be limited to a precious and lucky few. With high-stakes testing and No Child Left Behind on the K-12 side, and the rise of for-profit online institutions in postsecondary education, we’re well on our way to a two-tiered system of education. One tier for the affluent, who will attend private schools and elite colleges, and a much lower tier for the rest of us, who will increasingly receive a watered down public education and have ever more limited higher education options.

The Problem With Mainstream K-16 Reformers:

The problem is, though, most reformers actually believe that their efforts at reform will result in a fairer and more level playing field for our kids and for first-generation college students of every stripe. They have an unwavering desire to make testing the cornerstone of curriculum revisions and the key determinant in measuring teacher effectiveness, and thus, tying future funds to school performance levels. Or, in the case of for-profit online higher education, they believe that financial aid in the form of student loans, accelerated classes with a curriculum strictly geared for current job market trends and lack of academic support is the shape of their river. Leaving vulnerable millions of first-generation students — particularly low-income adult learners (many of whom are of color) — to dropping out of college with tens of thousands of dollars of student loans to pay off and with few good career prospects.

Mock Time Magazine cover with Michelle Rhee alleging her full knowledge of cheating scandal in DC Public Schools, April 14, 2013.  (By a college student whose mom is a 7th grade teacher -http://www.susanohanian.org/)

Mock Time Magazine cover with Michelle Rhee alleging her full knowledge of cheating scandal in DC Public Schools, April 14, 2013. (By a college student whose mom is a 7th grade teacher -http://www.susanohanian.org/)

These reforms go further in providing an unlevel playing field. One where only a privileged few get to go down Mount Everest in a helicopter. The rest of us, meanwhile, must climb up Everest, ill-equipped for the climate while dodging rock slides, avalanches and other land mines all along the way.

An Unasked Question About K-12 Reform:

That reformers don’t see this is one thing. That they don’t even ask the questions that they should about their reform endgame has been the real problem for years. For example, they don’t ask the simple question, “Will high-stakes testing and teacher effectiveness measures close the achievement gap and make it so that students regardless of race and family income will be well prepared after graduating high school for college or for workforce training?”

The answer to this, of course, is no. High-stakes testing cannot and will not close the achievement gap or lead to students graduating high school better prepared for college and the 21st century working world. Teachers and administrators will continue to devote more of their time and efforts to testing than to other aspects of their jobs, for fear of losing their jobs. Reformers will continue to use the mantra of testing to siphon those precious and limited taxpayer dollars out of state legislatures and school boards to cover the costs of test development and test-based teacher evaluations. And students attending the allegedly worst performing schools will continue to lose good teachers and move from school to school in search of the promise — but not the reality — of a quality K-12 education.

Reformers like Michelle Rhee, Wendy Kopp and Dr. Steve Perry (not to be confused with Journey’s lead singer) don’t ask this question. They are too busy procuring funds from the Bill & Melinda Gates Foundation, Lumina Foundation for Education, the Wallace Foundation and the US Department of Education to discuss the shape of their reform river. They are much more interested in proving a strong correlation between teacher effectiveness and student achievement via test scores, because they believe this is the way, truth and life for K-12 reform. And pretty soon, we will know that this correlation either doesn’t exist or is a weak one at best, under some rather ideal circumstances.

An Unasked Question About Higher Education Reform:

Futurama poster "A Mindless Worker Is A Happy Worker," August 23, 2013. (http://d3.ru)

Futurama poster “A Mindless Worker Is A Happy Worker,” August 23, 2013. (http://d3.ru)

For-profit institutions involved in online higher education do no better in asking fundamental questions about their endgame. University of Phoenix, Kaplan University and Capella University don’t ask, “Is an accelerated online college format that is highly dependent on underprepared first-generation college students, provides few or no academic support services and is heavily subsidized by federal student loans the best possible postsecondary education for these students?” Of course it isn’t. Over the past 20 years, these institutions have been too busy figuring out ways to increase the enrollment of low-income students to ask this question. They have been more interested in drawing in as much federal student loan aid as possible to cover the costs of student enrollment to ask whether they are providing the best services.

For those not-so-lucky students attending these institutions, they face a great distance between the promises of this new higher education regime and its brutal reality. For-profits promise an online education that is tailor-made for students’ job and career aspirations, one even more alluring because it is an allegedly convenient fit for the demands of any adult lifestyle. For-profits seem to be proud of the fact that fewer than 20 percent of their students complete a degree eight years after they first enroll in one of their courses. For those few students who do manage to complete a degree, many are finding that their narrowly focused degrees don’t match up with their career aspirations.

Irony and Shame:

The irony is that for-profit online higher education has all but moved away from testing at a time when the only thing that matters in K-12 education is testing, from a child’s first week in kindergarten to his or her last day of 12th grade. The ironic shame of it all is that reformers in both K-12 and higher education never ask the question of what we should expect at the end of the reforming rainbow. Their reform efforts are purely about making a profit, for themselves or for others. The rest of us, meanwhile, can’t wait for Superman, with reformers stealing his powers on both ends of the K-16 spectrum, and placing kryptonite for real reform at every turn.

—-

I wrote all this months ago. Now, with President Barack Obama offering a formalized version of accountability for higher education institutions that connects market-relevant degrees and employment to college success, him and his administration are pushing the two-tiered agenda even further. Private elite colleges can easily opt out of this Race to the Top-esque rating system for higher education costs-to-employability ratios, and create their own measures around affordability, degree-attainment and career pathways. Or not, for that matter.

Public institutions — the ones tied most directly to US Department of Education funds — will have little choice but to go down this money-wasting path. One that in the end will do nothing for first-generation students, students of color, older students, heck, any student who comes from a humble background. “It’s a shame and a pitiful,” as my father would say.

Hail To Pitt

27 Wednesday Apr 2011

Posted by decollins1969 in 1, Academia, Boy @ The Window, culture, Eclectic, eclectic music, Mount Vernon High School, music, New York City, Pop Culture, race, Sports, Work, Youth

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'91, 1991, Adulthood, Civic Arena, Class of 1991, Diversity, Fellowships, Financial Aid, Graduate School, Graduation, Job, Mount Vernon High School, Mount Vernon New York, NYU, Pitt, Student Loans, Uncertainty, Ungraduate Education, University of Maryland, University of Pittsburgh, Wesley Posvar, Western Psychiatric Institute & Clinic, Work


University of Pittsburgh Logo, April 27, 2011. http://www.pitt.edu

I can be hard on people, places and things, especially the ones I like and love. That’s as true of my undergraduate alma mater as anything else. Twenty years ago this date, I graduated from the University of Pittsburgh. I didn’t attend the cattle-call ceremony at the Civic Arena that Sunday in ’91. Almost none of my immediate circle of friends attended, either. My mother and my younger siblings, still in the midst of welfare, weren’t going to be there to see me anyway. The Penguins were on that day, in the middle of a dominant playoff run, with Lemieux scoring at will. And I had other things on my mind that day and weekend. Like, will I be able to go to grad school without taking out tens of thousands of dollars in student loans?

This was a time of major transition for me. Two years removed from the end of the reign of my ex-stepfather at 616, and four years after I graduated from Mount Vernon High School and my obsession

My B.A. degree, University of Pittsburgh, April 27, 2011. Note that this was Wesley Posvar's last graduation signature. The university president would retire the following month amid a $3 million golden parachute scandal.

with Crush #2. I was essentially the same person, and yet there was something inside me that had started clawing its way out over the previous year. It was a drive, a determination, a rage that I’d buried since my first year in Humanities and the summer of abuse that followed in ’82. I was going to graduate school, at least I hoped that I was. Or I was going to have to find a real job, something that made me feel like I had diarrhea.

I knew on my Pitt graduation date that the departments of history at NYU, University of Maryland and Pitt had accepted me into their masters programs. But NYU wanted me to make a signed commitment before they awarded me any financial aid. The University of Maryland conveniently lost my application packet during their graduate fellowship decision process. By the time my packet resurfaced, the department had awarded all of their fellowships, and decided to put me on provisional status. Not based on my grades, mind you, but based on how late they were in going through my application. Pitt had accepted me a couple of weeks before my graduation, but I was sixth on the alternate list for teaching fellowships that would cover my tuition and provide a stipend.

I felt a lot of anxiety about all of this uncertainty regarding my immediate future. It helped to have friends, even with my friends in the middle of their own uncertainty. My friend Marc was working at a Black newspaper, dreaming of law school but uncertain about his prospects. Three other friends, including someone I was sort of dating, were taking their last classes or unsure about grad school or law school. Even my summer job working for a project at the Western Psychiatric Institute and Clinic was shaky. It only paid $5.20 an hour, and I could’ve easily gone back to Mount Vernon and New York making $8 an hour or more doing the same work.

But as uncertain as I felt about things, this much I was certain about. The four years I spent at Pitt were ones that cocooned me in a way that none of my time growing up in Mount Vernon, New York did. I began to heal while I was there, academically, socially, emotionally. I was far from done learning how to connect to people, but I wasn’t the twelve-year-old neophyte keeping only the most rudimentary connections to humans either. My education was a valuable part of that experience. The friendships and other bonds I forms, the lessons I learned about trust, the efforts — however limited — the university made toward creating a campus climate that embraced diversity were all appreciated.

Even at the time, I felt comfortable at Pitt because it was the first place I learned to be comfortable in my own skin. It was a place where my friends, my acquaintances and others around me didn’t look at me like I was a freak because I listened to U2, sang in high-falsetto or walked at Warp Factor 3 to get across campus.

Those are the feelings, those good feelings, that I have about my four years of undergrad and two years of grad school (more on that in May) at the University of Pittsburgh. So, “Hail to Pitt,” and to my Pitt friends and folks from the classes of ’90-’94, Happy Graduation Anniversary Day.

Boy @ The Window: A Memoir

Boy @ The Window: A Memoir

Places to Buy/Download Boy @ The Window

There's a few ways in which you can read excerpts of, borrow and/or purchase and download Boy @ The Window. There's the trade paperback edition of Boy @ The Window, available for purchase via Amazon.com at http://www.amazon.com/Boy-Window-Donald-Earl-Collins/dp/0989256138/

There's also a Kindle edition on Amazon.com. The enhanced edition can be read only with Kindle Fire, an iPad or a full-color tablet. The links to the enhanced edition through Apple's iBookstore and the Barnes & Noble NOOK edition are below. The link to the Amazon Kindle version is also immediately below:

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Boy @ The Window on Amazon.com: http://www.amazon.com/Boy-The-Window-Memoir-ebook/dp/B00CD95FBU/

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Boy @ The Window on Apple's iBookstore: https://itunes.apple.com/us/book/boy-the-window/id643768275?ls=1

Barnes & Noble (bn.com) logo, June 26, 2013. (http://www.logotypes101.com).

Boy @ The Window on Barnes & Noble: http://www.barnesandnoble.com/w/boy-the-window-donald-earl-collins/1115182183?ean=2940016741567

You can also add, read and review Boy @ The Window on Goodreads.com. Just click on the button below:

Boy @ The Window

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